:root{--teal:#239977;--teal-dark:#1a9e77;--teal-deep:#14775c;--mint:#d9ede6;--mint-icon:#c9e2dc;--ink:#0b0c0e;--body:#3f4143;--mut:#5c6061;--page:#f0f2f4;--card:#fff;--card-soft:#f5f6f8;--line:#e3e7ea;--orange:#f99219;--navy:#0f131c;--r:18px;--r-sm:12px}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}body{background:var(--page);color:var(--body);font-family:Inter,-apple-system,BlinkMacSystemFont,sans-serif;font-size:15px;line-height:1.6}a{color:var(--teal);text-decoration:none}h1,h2,h3,h4{color:var(--ink);letter-spacing:-.01em}.wrap{min-height:100vh;display:flex}.side{border-right:1px solid var(--line);z-index:50;background:#fff;flex-direction:column;width:270px;padding:22px 16px;display:flex;position:fixed;top:0;bottom:0}.main{flex:1;max-width:1160px;margin-left:270px;padding:40px 48px 60px}@media (max-width:920px){.side{border-right:none;border-bottom:1px solid var(--line);flex-direction:row;align-items:center;gap:6px;width:100%;padding:12px 14px;position:static;overflow-x:auto}.side .brand{margin:0 10px 0 0}.side .nav{gap:4px;margin:0;display:flex}.side .cta,.side .spacer{display:none}.main{margin-left:0;padding:24px 18px 48px}}.brand{color:var(--ink);white-space:nowrap;align-items:center;gap:10px;margin-bottom:26px;font-size:16px;font-weight:700;display:flex}.brand .logo{background:var(--ink);color:#fff;border-radius:11px;place-items:center;width:38px;height:38px;font-size:17px;display:grid}.nav a{color:var(--mut);white-space:nowrap;border-radius:12px;align-items:center;gap:10px;padding:10px 12px;font-size:14px;font-weight:500;transition:background .15s,color .15s;display:flex}.nav a .ic{text-align:center;opacity:.85;width:18px}.nav a:hover{background:var(--card-soft);color:var(--ink)}.nav a.active{color:var(--ink);background:#eaf3ef;font-weight:600}.spacer{flex:1}.cta{background:var(--teal);color:#fff;border-radius:14px;justify-content:center;align-items:center;gap:8px;padding:12px;font-size:14px;font-weight:600;display:flex}.cta:hover{background:var(--teal-deep)}section{margin-bottom:56px;padding-top:8px;scroll-margin-top:24px}.eyebrow{letter-spacing:.12em;color:var(--teal);text-transform:uppercase;margin-bottom:6px;font-size:11px;font-weight:700}.sec-h{flex-wrap:wrap;align-items:center;gap:12px;margin-bottom:6px;display:flex}.sec-h h2{font-size:26px;font-weight:700}.sec-sub{color:var(--mut);max-width:760px;margin-bottom:20px}.badge{background:var(--teal);color:#fff;border-radius:999px;padding:6px 14px;font-size:12.5px;font-weight:600}.badge.soft{background:var(--mint);color:var(--teal-deep)}.card{background:var(--card);border-radius:var(--r);padding:24px 26px;box-shadow:0 1px 2px #0f131c0a}.grid2{grid-template-columns:1fr 1fr;gap:18px;display:grid}.grid3{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}@media (max-width:860px){.grid2,.grid3{grid-template-columns:1fr}}.tag{letter-spacing:.09em;color:#8a93a0;text-transform:uppercase;margin-bottom:10px;font-size:11px;font-weight:700;display:inline-block}.icsq{background:var(--mint-icon);width:42px;height:42px;color:var(--teal-deep);border-radius:11px;place-items:center;margin-bottom:12px;font-size:18px;display:grid}.hero{background:var(--card);border-radius:var(--r);margin-bottom:18px;padding:34px 36px}.hero h1{letter-spacing:-.02em;margin:4px 0 10px;font-size:40px;font-weight:800}.hero p{color:var(--mut);max-width:860px;font-size:18.5px;line-height:1.55}.stats{grid-template-columns:repeat(4,1fr);gap:14px;margin-top:22px;display:grid}@media (max-width:860px){.stats{grid-template-columns:1fr 1fr}}.stat{background:var(--card-soft);border-radius:14px;padding:14px 16px}.stat b{color:var(--teal);font-size:22px;font-weight:700;display:block}.stat span{color:var(--mut);font-size:12px}.ov-card p{font-size:13px;line-height:1.55}.ov-card .prev{-webkit-line-clamp:3;-webkit-box-orient:vertical;display:-webkit-box;overflow:hidden}.ov-card.open .prev{-webkit-line-clamp:unset;display:block}.readmore{color:var(--teal);cursor:pointer;background:0 0;border:none;padding:8px 0 0;font-family:inherit;font-size:12.5px;font-weight:600}.app-wrap{grid-template-columns:1fr 300px;align-items:center;gap:26px;display:grid}@media (max-width:860px){.app-wrap{grid-template-columns:1fr}}.app-wrap img{border-radius:20px;width:100%;box-shadow:0 10px 30px #0f131c26}.feat{grid-template-columns:1fr 1fr;gap:10px;margin-top:14px;display:grid}@media (max-width:600px){.feat{grid-template-columns:1fr}}.feat div{background:var(--card-soft);border-radius:12px;padding:11px 14px;font-size:13px}.feat b{color:var(--ink);margin-bottom:2px;font-size:13.5px;display:block}.gtm-strip{background:var(--mint);color:var(--teal-deep);border-radius:12px;margin-top:14px;padding:12px 16px;font-size:13.5px;font-weight:600}.ps .card{position:relative}.pill{letter-spacing:.1em;text-transform:uppercase;color:#8a93a0;margin-bottom:14px;font-size:12px;font-weight:700;display:inline-block}.pill.fill{color:var(--teal)}.ps p{margin-bottom:12px;font-size:14.5px}.ps p:last-child{margin-bottom:0}details.more{margin-top:4px}details.more summary{cursor:pointer;color:var(--teal);font-size:13px;font-weight:600;list-style:none}details.more summary::-webkit-details-marker{display:none}details.more summary:after{content:" +";font-weight:700}details.more[open] summary:after{content:" −"}details.more p{margin-top:10px}.bannerline{background:var(--teal-dark);color:#fff;text-align:center;border-radius:14px;margin-top:18px;padding:14px 22px;font-size:14px;font-weight:600}.steps{grid-template-columns:210px 1fr;gap:22px;display:grid}@media (max-width:860px){.steps{grid-template-columns:1fr}}.step-nav button{text-align:left;cursor:pointer;width:100%;color:var(--mut);background:0 0;border:none;border-radius:12px;align-items:baseline;gap:10px;padding:11px 14px;font-family:inherit;font-size:14px;font-weight:500;display:flex}.step-nav button b{color:var(--teal);font-size:15px;font-weight:700}.step-nav button.on{color:var(--ink);background:#eaf3ef;font-weight:600}.step-body{min-height:190px}.step-body h3{margin-bottom:8px;font-size:19px}.flownote{border-top:1px solid var(--line);color:var(--mut);margin-top:16px;padding-top:14px;font-size:13px;font-style:italic}.looprow{flex-wrap:wrap;align-items:center;gap:8px;margin-top:14px;display:flex}.loop-cap{letter-spacing:.09em;color:#8a93a0;text-transform:uppercase;width:100%;margin-bottom:2px;font-size:11px;font-weight:700}.chip{background:var(--card-soft);color:var(--mut);cursor:pointer;border:1px solid #0000;border-radius:999px;padding:7px 13px;font-family:inherit;font-size:12.5px;font-weight:600;transition:background .15s,color .15s}.chip:hover{background:var(--mint);color:var(--teal-deep)}.chip.on{background:var(--teal);color:#fff}.loop-arr{color:#b9c2c9;font-size:13px;font-weight:700}.tabs{gap:8px;margin-bottom:16px;display:flex}.tabs button{border:1px solid var(--line);color:var(--mut);cursor:pointer;background:#fff;border-radius:999px;padding:9px 20px;font-family:inherit;font-size:14px;font-weight:600}.tabs button.on{background:var(--teal);border-color:var(--teal);color:#fff}.mstats{grid-template-columns:repeat(3,1fr);gap:14px;margin-bottom:16px;display:grid}@media (max-width:700px){.mstats{grid-template-columns:1fr}}.mstat b{color:var(--teal);font-size:26px;font-weight:700;display:block}.mstat span{color:var(--mut);font-size:13px}.kv{grid-template-columns:150px 1fr;gap:6px 16px;font-size:14px;display:grid}.kv dt{color:var(--teal);font-weight:600}.kv dd{color:var(--body)}.eco{grid-template-columns:1fr 1fr;gap:18px;display:grid}@media (max-width:860px){.eco{grid-template-columns:1fr}}.slider-row{align-items:center;gap:12px;margin:3px 0 8px;display:flex}input[type=range]{accent-color:var(--teal);flex:1}.co-val{color:var(--teal);text-align:right;white-space:nowrap;min-width:88px;font-size:18px;font-weight:700}.eco-lab{color:var(--mut);justify-content:space-between;align-items:baseline;gap:10px;margin-top:8px;font-size:12.5px;font-weight:600;display:flex}.eco-lab small{text-align:right;color:#9aa0a6;font-weight:500}.mkt-toggle{gap:8px;margin-bottom:6px;display:flex}.mkt-toggle button{border:1px solid var(--line);color:var(--mut);cursor:pointer;background:#fff;border-radius:999px;padding:8px 18px;font-family:inherit;font-size:13.5px;font-weight:600}.mkt-toggle button.on{background:var(--teal);border-color:var(--teal);color:#fff}.assump{grid-template-columns:1fr 1fr;gap:6px;margin-top:10px;display:grid}.assump div{background:var(--card-soft);color:#9aa0a6;border-radius:9px;padding:7px 10px;font-size:11px;line-height:1.3}.notes{border-top:1px solid var(--line);margin-top:12px;padding-top:8px}.notes summary{cursor:pointer;color:#8a93a0;align-items:center;gap:6px;font-size:11.5px;font-weight:600;list-style:none;display:flex}.notes summary::-webkit-details-marker{display:none}.notes summary:before{content:"+";color:var(--teal);font-size:13px;line-height:1}.notes[open] summary:before{content:"−"}.notes summary:hover{color:var(--teal-deep)}.notes-body{color:#9aa0a6;margin-top:8px;font-size:11.5px;line-height:1.65}.notes-body b{color:var(--mut);font-weight:600}.assump b{color:var(--ink);font-size:12.5px;display:block}.wf li.total{border-top:2px solid var(--teal);border-bottom:none;padding-top:8px}.wf li.total .lab,.wf li.total .val{color:var(--teal-deep);font-weight:700}.wf .sub{color:#9aa0a6;font-size:12px;display:block}.wf{list-style:none}.wf li{border-bottom:1px solid var(--line);justify-content:space-between;gap:12px;padding:6.5px 0;font-size:13.5px;display:flex}.wf li:last-child{border-bottom:none}.wf .lab{color:var(--body)}.wf .val{color:var(--ink);font-weight:600}.wf .val.good{color:var(--teal)}.wf .val.bad{color:#c64a38}.invariant{background:var(--mint);color:var(--teal-deep);border-radius:12px;margin-top:14px;padding:12px 16px;font-size:13.5px;font-weight:600}.smallprint{color:#9aa0a6;margin-top:12px;font-size:11.5px;font-style:italic}.uf .bar{grid-template-columns:52px 1fr;align-items:center;gap:12px;margin-bottom:10px;font-size:13.5px;display:grid}.uf .bar b{color:var(--teal);font-size:14px}.uf .track{background:var(--card-soft);border-radius:8px;height:26px;position:relative;overflow:hidden}.uf .fill{background:var(--mint);color:var(--ink);white-space:nowrap;border-radius:8px;align-items:center;padding-left:10px;font-weight:500;display:flex;position:absolute;inset:0 auto 0 0}.ms{counter-reset:m;list-style:none}.ms li{border-bottom:1px solid var(--line);grid-template-columns:34px 1fr;align-items:baseline;gap:12px;padding:11px 0;font-size:14.5px;display:grid}.ms li:last-child{border-bottom:none}.ms li:before{counter-increment:m;content:"0" counter(m);color:var(--teal);font-size:16px;font-weight:700}.tcard h3{font-size:16.5px}.trole{letter-spacing:.08em;color:var(--teal);text-transform:uppercase;margin:3px 0 8px;font-size:11px;font-weight:700}.tcard p{font-size:13.5px}.teamline{background:var(--teal-dark);color:#fff;text-align:center;border-radius:14px;margin-top:16px;padding:13px 20px;font-size:13.5px;font-weight:600}.tl{margin-left:8px;position:relative}.tl:before{content:"";background:var(--line);width:2px;position:absolute;top:6px;bottom:6px;left:7px}.tl-item{margin-bottom:6px;padding:0 0 8px 34px;position:relative}.tl-item .dot{background:var(--teal);width:16px;height:16px;box-shadow:0 0 0 1px var(--line);border:3px solid #fff;border-radius:50%;position:absolute;top:7px;left:0}.tl-item.future .dot{background:#b9c2c9}.tl-item button{text-align:left;background:var(--card);cursor:pointer;border:none;border-radius:14px;width:100%;padding:15px 20px;font-family:inherit;box-shadow:0 1px 2px #0f131c0a}.tl-item .when{color:var(--teal);letter-spacing:.06em;text-transform:uppercase;font-size:11.5px;font-weight:700}.tl-item.future .when{color:#8a93a0}.tl-item h4{margin:2px 0;font-size:15.5px}.tl-item .desc{color:var(--mut);max-height:0;font-size:13.5px;transition:max-height .25s;overflow:hidden}.tl-item.open .desc{max-height:120px;margin-top:6px}.acc{border-bottom:1px solid var(--line)}.acc:last-child{border-bottom:none}.acc button{text-align:left;cursor:pointer;width:100%;color:var(--ink);background:0 0;border:none;justify-content:space-between;align-items:center;gap:14px;padding:16px 4px;font-family:inherit;font-size:15px;font-weight:600;display:flex}.acc .plus{color:var(--teal);font-size:20px;font-weight:600;transition:transform .2s}.acc.open .plus{transform:rotate(45deg)}.acc .body{max-height:0;color:var(--body);font-size:14px;transition:max-height .25s;overflow:hidden}.acc.open .body{max-height:200px;padding-bottom:16px}.linkcard{background:var(--card);border-radius:var(--r);align-items:center;gap:14px;padding:20px 22px;display:flex;box-shadow:0 1px 2px #0f131c0a}.linkcard .icsq{margin:0}.linkcard b{color:var(--ink);font-size:15.5px;display:block}.linkcard span{color:var(--mut);font-size:13px}.linkcard .go{color:var(--teal);margin-left:auto;font-size:18px}.dl{background:var(--teal);color:#fff;border-radius:12px;margin-left:auto;padding:10px 20px;font-size:13.5px;font-weight:600}.dl:hover{background:var(--teal-deep)}footer{text-align:center;color:#8a93a0;margin-left:270px;padding:26px;font-size:13px}@media (max-width:920px){footer{margin-left:0}}